Commercial Banking Officer

Ballard Office, Seattle WA | Hybrid Work from Home (2 days per week in-office)

Monday – Friday 8:00 am to 5:00 pm | 40 hours per week

A Day in Your Life at Peoples Bank:

As a Commercial Banking Officer, you will be considered the primary business developer and relationship manager for commercial clients. Primarily leading with the commercial loan, you will be providing the full range of commercial banking products and services to our clients and refer non- commercial opportunities to your internal partners.

Your Primary Responsibilities Would Include:

• You will be sourcing new commercial banking opportunities through an organized business development program by calling on prospective customers and broadening existing relationships.
• You will actively participate in marketing programs, local community and networking events to identify opportunities, build relationships and develop centers of influence for referrals.
• You will establish, maintain, and utilize internal relationships across all product lines to maximize the depth and effectiveness of existing and prospective commercial relationships.
• You will be meeting with prospects and customers to determine needs via discussion, financial analysis, and utilization of research resources.
• You will be negotiating and selling opportunities that are representative of customer need and consistent with the Bank’s credit culture and policy and meet or exceed profitability targets.
• You will be preparing credit memos and loan approval presentation packages with the assistance of the credit support personnel.
• You would ensure that all credit and business relationships are underwritten, processed, closed and booked according to policy and approval.
• You will be managing a portfolio of commercial customers over the life of the loan, including ongoing reporting and monitoring, and ensuring delinquencies and maturing loans are paid, renewed, or cancelled in a timely manner.
• You will support the Bank’s objectives for loan volume, portfolio diversification, asset quality and profitability.
• You will stay current on market trends and competition.

What You Bring to the Team:

• You have a bachelors’ degree in business, finance, economics, or related field, or have equivalent experience.
• You have prior commercial lending experience.
• You may have commercial underwriting experience.
• You have experience with business development.
• You work with minimal supervision and have excellent organizational, problem-solving, and decision-making skills.
• You have strong interpersonal skills including professional etiquette and service mentality.
• You are skilled at business communication, both verbal and written.
• You have a strong professional demeanor and high regard for confidentiality.
• You can travel to other Peoples Bank locations and off-site for meetings and/or training as required.
• You have the ability to model the Peoples Bank Mission, Vision, and Values.

This position description is not intended to cover or contain a comprehensive list of all functions, duties or responsibilities that are required in this position. Functions, duties, or responsibilities are subject to change at any time with or without notice.

• For a comprehensive job description please contact HR department at Human.Resources@PeoplesBank-wa.com

The Bank’s Commitment to You:

We ensure that YOU are provided with dedicated, tailored support from our existing team. We admire your passion for growth and self-fulfillment, so we offer engaging professional development and career advancement opportunities. In addition, you will be working with a widely supportive HR team with a wealth of knowledge across a variety of areas.

For over 100 years, Peoples Bank’s philosophy of “People First” has created an unwavering commitment to our employees, customer, and local communities. Our purpose is to serve our communities with honesty, integrity, respect, and commitment – and our promise, “A Higher Level of Service” always starts and ends with people. We strive to be the “Best Community Bank in the Pacific Northwest” and that endeavor includes being the “Best Employer in the Pacific Northwest”.

Our Employees Enjoy Generous Benefits:

• We are proud to offer hybrid work from home options for most non-customer facing positions.
• We share our success with you through Profit Sharing, Incentives, and other Bonus Structures, based on your position.
• We enjoy a healthy work/life balance by offering 12 days of paid vacation, 2 paid wellness days, 2 days of paid community service time, as well as paid sick leave that is accrued based on hours worked. Our employees will also enjoy 11 paid holidays throughout the calendar year.
• We understand that wellness needs can look different for everybody, so we provide a full suite of Health benefits to employees and their families that includes Medical, Dental and Vision Insurance, Mental Health Resources, and a $200 annual reimbursement for wellness related expenses.
• We invest in your financial security by providing an 8% 401(k) employer match and safety net of life and disability plans.

We Offer Competitive Compensation:

Salary Ranges in Seattle, WA

Commercial Banking Officer I $79,975 - $119,962 annually

Commercial Banking Officer II $95,970 - $143,954 annually

Commercial Banking Officer III $115,164 - $172,745 annually

Commercial Banking Officer IV $138,196 - $207,297 annually

• Placement in position level is dependent upon years of experience, portfolio size and composition, asset quality, and professional acumen. Salary within the position level may vary depending upon the county in which the position is located.

EEO Statement(s):

At Peoples Bank, we know we are better together. We are dedicated to crafting an inclusive and equitable workplace that represents the diverse communities we serve. If you’re excited about the job, we encourage you to apply, all experiences are welcome. Peoples Bank is proud to be an equal opportunity workplace and affirmative action employer.